Help centre
Plain-English tax guides for UK sole traders. Real thresholds, real deadlines, sourced from HMRC — no jargon, no waffle.
Self Assessment
Payments on account
→The HMRC rule that turns a £4,000 tax bill into a £6,000 January shock — what payments on account are, when they apply, and how to plan for them.
Cash jobs, receipts, and what HMRC expects
→Cash income is taxable income — full stop. How to record cash jobs properly, why receipts matter even when no one asks for them, and the records that keep an HMRC enquiry short.
The £1,000 trading allowance
→Earn under £1,000 from self-employment and you may not need to file at all. Earn more, and you can deduct a flat £1,000 instead of actual expenses — here's when each choice wins.
Expenses
Claiming mileage: 45p per mile explained
→HMRC lets you claim 45p per business mile for the first 10,000 miles, then 25p — but commuting doesn't count. What qualifies, what doesn't, and the records you need.
Working from home: the flat rate deduction
→Work 25+ hours a month from home and HMRC lets you deduct £10–£26 a month with zero receipts. The bands, the alternative actual-costs method, and which wins for you.
Looking for a specific expense?
Our expense guides cover every SA103 category — what's claimable for your trade, with worked examples.